Canadian Income Tax Calculator
See how your income is taxed across every province and territory — including marginal rates on capital gains and dividends.
2026 tax year · Based on announced rates as of January 15, 2026
Enter your income above to see a full provincial breakdown
| Income & Tax Summary | Marginal Rates on Next Dollar of Income | ||||||
| Province / Territory | Estimated Tax | Take-Home | Effective Rate | Ordinary Income | Capital Gains ¹ | Eligible Dividends ² | Non-Eligible Dividends ² |
|---|---|---|---|---|---|---|---|
What's included: These figures apply only the basic personal tax credit at both the federal and provincial level. No other credits, deductions, provincial health premiums, or surtax-related levies (such as the Ontario Health Premium) are factored in. Your actual tax may be lower if you claim additional credits.
¹ Capital gains: The rate applies to your total gain — not the taxable portion. If the property qualifies for the lifetime capital gains exemption (e.g. qualifying small business shares, farm property, or fishing property), the effective rate may be lower or zero.
² Canadian dividends: The rate is based on the cash dividend you actually receive, before gross-up. "Eligible" dividends are those paid from corporate profits taxed at the general rate — the corporation must formally designate them. When the dividend tax credit is larger than the tax on the dividend itself, we show 0.00% rather than a negative rate, as the excess credit would offset tax on your other income.
