MEDICAL & DENTAL STUDENT PROGRAM
We’ll file your taxes while you focus on training.
Start with a CPA who knows your file before your career takes off. While you’re a full-time medical or dental student or resident, DURCO LLP will prepare and file your basic personal tax return, and your spouse’s, at no charge. When you begin practicing or are ready to incorporate, we’ll be ready to help from day one.
Eligibility
Must be an Ontario resident filing a Canadian personal tax return. Open to:
Full-time students in an MD, DDS or DMD program
Medical and dental residents
Your spouse or common-law partner, filed alongside you
How the program works
Free while you're training, with a clear path to full service once your income and your needs grow.
WHILE YOU'RE IN SCHOOL
Included at no charge
Preparation and e-filing of your basic personal return, plus your spouse's
Tuition credits claimed and unused amounts tracked for when your income rises
Student loan interest, scholarships and bursaries reported correctly
Moving expenses to start school or residency, where eligible
An introductory meeting with a DURCO CPA
Secure document upload through our Client Portal
QUOTED SEPARATELY
More involved returns
These need extra work, so we'll give you a quote at a preferred student rate before we start:
Locum, moonlighting or other self-employment income
Rental properties
Investment accounts with significant activity, or foreign income or assets
Catching up on prior years that haven't been filed
WHEN YOU FINISH TRAINING
We grow with you
Planning for your first years of practice income
Professional corporation set-up when you're ready to incorporate
Corporate tax, year-end and personal planning under one firm
Your file history already in hand, so nothing starts from scratch
Your free returns run until you finish your program or residency. As you get close to finishing, we’ll talk through what ongoing service looks like and the associated fees.
Getting started takes four steps
From application to filed return, we keep it simple.
1
Apply below
Tell us about your program and your tax situation. It takes about five minutes.
2
We confirm your spot
Our team reviews your application and sends your Client Portal invitation and checklist.
3
Upload your slips
Add your tax slips and last year's Notice of Assessment securely through the portal.
4
We file for you
We prepare your return, walk you through it, and e-file it with the CRA.
Apply for the program
Please don't include your SIN or tax slips here - we'll send you a secure Client Portal link for documents.
Have these ready
You'll upload them after we confirm your spot.
Last year's Notice of Assessment and full copy of T1 tax return
T2202 tuition slip from your school
T4 and T4A slips
Student loan interest statements
Moving receipts, if you relocated for school or residency
Any other relevant investment slips or deductions (charitable donations, medical receipts, etc.)
Questions first?
Our admin team is happy to help.
admin@durcollp.com
(416) 964-8433
FAQ
Still not sure? Reach out to admin@durcollp.com and we'll gladly answer any questions.
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Yes. If your return is a basic one, there’s no fee while you’re a full-time student or resident. If something in your return needs extra work, we’ll tell you the cost before we start, and you can decide.
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Filing builds up your unused tuition credits and RRSP room for later, and keeps you eligible for benefits like the GST/HST credit. Those tuition credits can cut your tax bill once you’re earning a full salary.
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Before your free returns end, we’ll meet with you to plan for your first years in practice, including whether and when to set up a professional corporation, and go over our associated fees.
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Yes. We’ll prepare your spouse’s or common-law partner’s basic return at no charge too, as long as you’re in the program.